The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.

Protect Yourself Against ID Theft!
Free workshop: Preventing Identity Theft
Identity theft and related financial scams can cost you a lot of money—but most of all, recovering from fraud can also amount to months of lost time and energy. Join Detectives Zach Neemann and Thomas Lilienthal of the Deschutes County Sheriff’s Office for a free workshop, Preventing Identity Theft, scheduled for Thursday, October 18 at 6 pm at Mid Oregon’s East Bend Branch. Protect yourself against ID Theft!
Mid Oregon Credit Union is aware of the seriousness of threats such as phishing schemes, data breaches, and old-fashioned theft, and believes in the importance of helping community members learn to protect themselves and their family members. This timely workshop examines the most prevalent financial crimes at work today, and provides you with specific, expert-tested tips to protect yourself. Learn how we make ourselves vulnerable to identity theft, as well as valuable tips on how to protect your Social Security number and other personal information—and what to do if you are a victim. This workshop is free and is open to members and non-members.
Deschutes County Sheriff’s Office Sharing Expertise
Presenters Detective Zach Neemann and Detective Thomas Lilienthal are with the Deschutes County Sheriff’s Office and serve in the capacity of Digital Forensic Detectives. This position is a highly technical position that is responsible for the preservation, analysis, and reporting on all types of digital evidence. This evidence is vast and relates to physical digital devices as well as data stored on remote servers. In their combined 26 years of law enforcement experience, they have been involved in many highly technical investigations relating to theft, identity theft, scams, exploitation of victims through the Internet, and fraud. Although their current positions focus on the analysis of evidence, both Detectives have successfully investigated many technical cases and also serve in an advisory role for investigators across Central Oregon.
How to RSVP and Where to Attend
Mid Oregon’s East Bend Conference Room is located at 1386 NE Cushing Drive in Bend. Call 541-382-1795, or email info@midoregon.com to reserve your seat. A light dinner will be available.

Mid Term Elections- Your Vote Matters!
Your Vote Matters!
We wanted to make a reminder that the mid-term elections are quickly approaching and remind you to vote. It is important to have your voice heard and participate in the process. At Mid Oregon Credit Union, we pride ourselves on our community involvement and see it as our duty to encourage our members to participate. Your vote matters!
Congress will discuss many crucial issues this coming session — make sure you’re included in the discussion. Many of these issues, including data breaches, financial regulations, and taxation all have an impact on our credit union as well as credit unions throughout the country.
Possible Key Issue for Next Congress
Take data breaches for example. At Mid Oregon, we believe protecting the privacy and security of our members’ accounts is our most important responsibility. Under the current system, when we discover a data breach at retailers like Target, Home Depot, Best Buy, Sears and elsewhere, we take action immediately to change account numbers and issue new credit and debit cards for members who were affected. And, in many cases, we can’t even tell you which merchant caused the breach even though we are working to protect your account from the fraud. The current system is broken and hopefully will be addressed in the next Congress.
Make Your Vote Count
It’s easy to get what you need to make your vote count — we have everything you need right here to check your registration status or register to vote . And don’t forget that you must register by October 16 in the State of Oregon in order to vote by mail in the midterm election.
As a credit union member, you have a voice, but only if you use it!
Thanks for your continued support of the credit union movement.
Bill Anderson
CEO, Mid Oregon Credit Union

The ABCs (and Ds) of Medicare
Free workshop: Understanding the ABCs (and Ds) of Medicare
Do you have questions about Medicare? Mid Oregon Credit Union invites the community to its free financial workshop, Understanding the ABCs (and Ds) of Medicare. The workshop is scheduled for Thursday, October 11, 2018 at 6:00–7:30 p.m. at Mid Oregon’s East Bend Conference Room.
Do you know the differences between Medicare Part A, Part B, Part C—and Part D? Featured presenter Emily Carrick, Medicare Sales Executive at PacificSource, will show you who’s eligible, what’s covered, what’s not, and the key enrollment timelines you need to know. She’ll also explore the differences between Medigap plans and Medicare Advantage plans.
Medicare from A to Z
Topics include:
• Medicare, Medicaid, SSA definitions
• What is Medicare Part A, B, C, and Part D
• What is covered, and not generally covered by Medicare
• Options for extra coverage
• How to enroll
• Enrollment timelines, including the new Medicare Open Enrollment Period coming in 2019
• Low income subsidy program
Where to Go, and How to Register
The Mid Oregon Credit Union East Bend Conference Room is upstairs at 1386 NE Cushing Drive (off of 27th). Seating is limited, so please call 541-382-1795 or email info@midoregon.com to reserve your seat. Light refreshments will be available. This workshop is provided for educational purposes only, and is not a sales presentation.