The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.

Discounts for Military Personnel and Veterans
There is no greater sacrifice than putting one’s own life on the line for the sake of others. The men and women currently in the military or our veterans are honored each year on Veteran’s Day for their courage in times of war, their discipline, and their service to our Country. As a small gesture of appreciation, many businesses offer Military members special discounts and deals – and not just on Veterans day!
Here is a list of websites that offer deals and discounts specifically for active duty, reservists, retirees, veterans, and their families:
• The Military Wallet https://themilitarywallet.com/military-discounts/ Discounts on retail stores, airlines, hotels, restaurants, and entertainment.
• Military.com https://www.military.com/discounts Scroll to the bottom of the list to “Popular Categories” to find listings for discounts and freebies on specific types of products and services.
• Deal News https://www.dealnews.com/features/Oorah-Ka-Ching-Guide-to-Military-Discounts/1114657.html has a list of discounts and freebies offered specifically to active duty, reservists, veterans, and their family members.
• Military Benefits https://militarybenefits.info/military-discounts/ lists hundreds of discounts for various products and services which are available to veterans year-round.
• Veterans Advantage https://www.veteransadvantage.com/ To get special military deals, you must show your government-issued Military or veteran ID. Those cards contain sensitive information that could put you at risk of identity theft. One of the benefits on this site is to offer their free VetRewards Secure Military ID, which only shows your name, branch of service, and VetRewards Member ID. When doing business with their Benefit Partners, you only need to show this VetRewards card.
If you are currently on active duty or are a veteran, always ask if the retailer or service provider offers a military discount.
Members of Mid Oregon Credit Union, including our military members, are eligible for the Love My Credit Union Rewards program. Discounts for Mid Oregon members are available for Sprint, Intuit Turbotax, ADT and over 1.500 online retailers. To learn more, visit our Financial Partners Page or Love My Credit Union Rewards.
Broader and Deeper
Presidents Message: Growth & Success
We’ve continued to update you on our significant growth and success over the course of 2018—we’ve reported on new milestones, new capabilities, new team members. We’ve enhanced our digital and mobile offerings and convenience. You’ve been telling us that you need more yield on your savings, and we’ve responded by revamping our High-Yield and Premium Interest Checking Accounts and increasing our yields on Share Certificates.
We’ve also listened to the needs of local businesses, and made some big changes to our business checking accounts, including our Commercial Checking Account, which now offers Remote Deposit Capture capabilities. We also introduced our new Business Money Market Plus account with tiered dividends for better returns on your money.
Increased Commercial Services
A number of these efforts stem from the purchase of High Desert Bank in June, which provided us with new opportunities to grow and develop our role as the only financial institution headquartered here in Central Oregon. Sensible, sustainable growth in multiple areas allows us to strengthen our base, become more diversified, and find ways to deliver more services and value to the community that has contributed to the success of our organization over the last 60 years. It means growing deeper—not just broader.
By expanding our services to help our thriving business community in new ways, we provide important support to organizations that form the foundation of a healthy local economy. We play a part in strengthening job opportunities and increasing livability in Central Oregon. And it ensures that Mid Oregon will be more resilient, so we can be here for you during good times—and the not-so good times too.
We’re Not Done
We’ve accomplished a lot so far in 2018, but we’re not done yet. Mid Oregon is investing in enhanced technology, new services, and additional products for both our consumers and businesses that will make your life easier, keep your money safer, and help it grow faster. Stay tuned for more good news to come in 2019.
October is a Great Time to Save
The autumn season brings fall colors and cooler temperatures, and October brings the start of holiday sales. It’s a time when retailers want to move out their remaining summer inventory, as well as discount some new winter items. Here are a few of the best deals you can find in October.
Warm winter clothing – Retailers begin releasing their new winter clothing at sale prices, before demand for these items really kicks in. You can also find good savings on popular back-to-school clothing categories, like jeans, college team apparel and activewear.
Older iPhones – New iPhones are announced in September, so to make room on the shelves, sellers begin marking down older generation models in October.
Outdoor Products Can Be Steals
Camping gear and outdoor furniture– Get good out-of-season deals on tents, sleeping bags, lawn chairs, and grills in October and you’ll be prepared for next summer. This past summer outdoor furniture was more , with a wide range of styles and quality. So inventory may still be high and prices low.
Bicycles – With less demand in colder temps, dealers will start offering their lowest prices on bikes and bike gear.
Fans and air conditioners – Again, as the temperature drops, so do prices for these popular summer items. But know that some dealers will begin storing these items in their warehouses in November for next year, so get them in October while prices are low!
Travel Bargains Abound
Travel packages – If you’ve been thinking of taking a cruise or trip overseas, you’ll find good package deals in October.
Cars – Many dealerships begin transitioning inventory to next year’s models.
What Foods Are Available?
Seasonal produce – Apples, squashes, and sweet potatoes are in abundance and priced to sell. Buy them in bulk, slice them up, and freeze them so they can be enjoyed throughout the winter. And if you love pumpkin….?
And if you have a major sweet tooth: Halloween candy. Late in the month, retailers may want to move overstocks of all Halloween supplies, not just candy.