The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.
Still Focused On Serving You
We are still here to help you.
You and your family may be worried about the impact on your lives of the coronavirus disease (COVID-19), but the leadership at Mid Oregon Credit Union want you to know we are here for you as we always have been. Your deposits are safe and insured. We’re not going anywhere, because at its core, our credit union is not a building or a business, it’s people unified for a common goal.
Here is an audio message from our CEO, Bill Anderson
Your accounts are safe and insured–and safer than cash
There are a lot of things to worry about these days, but the safety of your money in your credit union isn’t one of them. Your money is safe, and your accounts are fully insured by the National Credit Union Share Insurance Fund (NCUSIF) up to $250,000, with additional coverage provided for different ownership interest and account types. There is no risk to keeping money in your account, but there are countless risks to holding cash. More and more, local merchants are turning to electronic payments, including debit cards, to keep their staff protected from the risks of handling cash.
COVID-19 has cancelled, postponed, and slowed down much of American life, but the nation’s financial system operations are still strong. You can meet nearly all of your financial needs without leaving your home.
If you’ve been impacted by this pandemic, our staff is dedicated to working with and helping you through these uncertain times. Now, more than ever, we are here to support our members. Whether it’s waiving fees on skip-a-payment requests, an emergency loan, or posting your mobile deposits more frequently throughout the day, we are working hard to meet your financial needs. Find information on the steps we’re taking at our COVID-19 Information page.
Use caution and minimize social interaction
Health professionals say if you must leave your house, use an abundance of caution and observe the social distancing rules put in place by government officials. If you need to visit us in person, we encourage you to make an appointment, or our ATMs and drive-through lanes are a great option to access your cash. Of course, our digital options are always available 24 hours a day for transfers, mobile deposits, and bill payment. And if you need to speak with someone, you’re welcome to give us a call at 541-382-1795.
Please read Mid Oregon’s Social Distancing Policy Notice.
We’re here if you need any additional assistance
You can visit our COVID-19 Information Page for information on measures we’re taking to ensure your safety and the safety of our team. If you want to learn more about COVID-19, visit the CDC’s resource center or the Oregon State Health Authority COVID-19 Updates page. Please take care of yourself and those around you and do not hesitate to contact us for any assistance.
Branch News: Improved views thanks to young local artist
Student from Redmond Proficiency Academy transforms Redmond Branch lobby
Since we’re not able to invite our community in for the grand unveiling, we thought we’d bring the art to you! Over the past couple weeks, our Redmond branch has been visited by a talented local young artist. Lily Y., a student at Redmond Proficiency Academy, has undertaken a special project to paint the cupola in the center of the branch lobby (in keeping with all social distancing and safety requirements, of course.)
We absolutely love our new artwork and we’re very proud of this creative young person and her beautiful depiction of everything that makes Central Oregon unique. Thank you for your work, Lily!
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- Lily beginning her project at the Redmond Branch
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- Outlines of mountain peaks
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- Green mountainsides and hills emerge
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- Adding color, depth and shadows
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- Local landmarks get center stage.
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- Finishing touches.
Skyrocketing Corona Virus Cybercrime Also Taking The World By Storm
By Stickley on Security | March 30, 2020
Skyrocketing Corona Virus Cybercrime
In these uncertain times, staying smart about personal health is necessary to fight corona virus (COVID-19). But we also need to stay smart about cybersecurity. True to form, cybercriminals are doing everything they can to lie, cheat, and steal their way onto your device and into your personally identifiable information (PII). Stealing finances and identities are nothing new for hackers, but what is new is the voracious rate at which they are using COVID-19 as a cover for fraudulent activity.
A recent study by Check Point Research shows a 10x increase in the average number of new, registered domains since the end of this February. It also finds thousands of new websites are popping-up overnight with corona virus-themed domains, and these are 50% more likely to be malicious. Hackers are capitalizing on COVID-19 virus fears with dramatically increased email phishing attacks, malware-laden attachments, and bogus links to compromised websites. At a time when people are vulnerable to deception, there’s one thing we can be sure of–cybercriminals are working overtime.
Many millions of users are relying on their devices for vital connections to family and friends, shopping, school, work, entertainment, and more. That means an abundance of cybercriminals are ready and waiting to dupe unsuspecting victims with their illegal schemes. Right now, COVID-19 website themes abound, with many promising trusted information to the public, and still others reassuring the purchase of products in high demand. These fake or “spoof” URLs abound, with many of them taking advantage of typosquatting, which happens when a user accidentally misspells a domain name. Below are some of the corona virus-themed attacks that are currently circling the globe, as well as digital hygiene tips for you and your device.
COVID-19-Themed Attacks
Malspam (malicious spam) campaigns are targeting finance, manufacturing, transportation, and pharmaceutical industries. One campaign exploits a Microsoft Office bug to install info-stealing AZORult malware on a system. This one uses a fraudulent version of the Johns Hopkins Coronavirus Map as an infected file. Other malspam offers masks and other health items for sale. Hackers take payments and send nothing in return.
To learn more about the latest fraud updates, consumer education, and tips to avoid being scammed, visit our Stickley on Security Fraud Center.