The Bottom Line

The Bottom Line

Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.

Shred Your Documents for Free-2017!

Shred Your Documents for Free-2017!

Mid Oregon Credit Union has teamed up with Secure Shred, a division of Bend Garbage & Recycling, to help Central Oregonians stay protected from fraud and identity theft. We are offering a safe disposal of sensitive documents on Free Shred Day, April 15, 2017, at four Mid Oregon Credit Union locations:

9:00 a.m. to 11:00 a.m.

Bend Olney Branch – 202 NE Olney Avenue (near Black Bear Diner)
Madras Branch – 395 SE Fifth Street (at Fifth and “F” Streets)

12:00 p.m. to 2:00 p.m.

Redmond Branch – 2625 SW 17th Place (next to Bi-Mart)
Prineville Branch – 305 NE Hickey Farms Road (in front of Bi-Mart)

Free Shred is intended for private residential document shredding only, no commercial or business shredding provided. Personal documents with staples and paper clips are okay.

Shred Your Documents for Free!

“It’s a great opportunity to go through important paperwork such as old bills, tax documents or anything containing your account numbers, signatures or Social Security numbers, and bring the materials down for secure disposal,” said Kyle Frick, Mid Oregon VP Marketing. “It’s a great way to protect against identity theft, it’s open to the public and it’s free.”

Mid Oregon is asking event participants to consider bringing a donation to benefit Healthy Beginnings . A representative will be onsite at event locations to answer questions about their no cost health and developmental screenings for local preschool children.

April is Financial Literacy Month

April is Financial Literacy Month

This article is developed from the High School Financial Planning Program (HSFPP) Blog, dated 4/12/17, written by Kimberly Roy, titled “3 Student-Led Activities for Financial Literacy Month“.

A Brief History of National Financial Literacy Month

Did you know that Financial Literacy Month started as an HSFPP activity? In January 1994 NEFE and the Extension Service of the U.S. Department of Agriculture co-sponsored a national honorary observance to focus attention on youth financial literacy.

The goal of the first Financial Literacy for Youth Month was “to encourage schools to implement educational programs that give teens the financial tools they need to live responsible and rewarding lives” according to the November 1993 NEFE Digest.

NEFE turned the awareness campaign over to the Jump$tart Coalition after its founding in 1995. Jump$tart expanded the observance to all of their partner organizations. In 2004 the U.S. Senate officially recognized April as National Financial Literacy Month and, in 2012, President Obama proclaimed April to be National Financial Capability Month.

Today public, private and nonprofit organizations work together every April to promote educational initiatives and resources for all Americans.

3 Student-Led Activities to Engage Teens

The original intention of Financial Literacy Month was to encourage adults to teach youth about money, but that doesn’t mean we need to continue that model.

As a mother of two very vocal and independent teens, I frequently am reminded that teenagers are very capable of advocating for their own educational needs; their creativity and technical know-how often results in solutions adults would never dream of.

This April we can flip the script and engage teens in applying their own knowledge and unique perspective of personal finance to spread awareness to their communities. Here are three ideas for student-led activities:

  1. Publish a Finance Article
    Challenge your teens to write a personal finance story for their high school or local newspaper. Students might use Money Matters, a resource NEFE provides in partnership with the Radio-Television Digital News Association (RTDNA), to provide journalists with story ideas, reporting examples, coverage strategies, case studies and more.
  2. Students Become Teachers
    Empower students with an opportunity to teach younger students, or challenge them to organize an after-school class to teach members of their community about a personal finance topic.
  3. Let Creativity Lead
    How might your students use their skills, creativity and new technologies to teach a financial lesson? Would they create an app or a video game, write an educational song, make a video or use animation? Let them design the lesson and come up with a medium to share their educational content beyond the classroom.

Other Financial Literacy Month Resources

Thirty Steps To Financial Wellness- Money Management International

April is the official National Financial Literacy Month; however the experts at Money Management International know that regardless of the day or month of the year you begin, the 30 step path will help you achieve financial wellness. Take the first step today!

MoneySmartWeek (April 22-29) Resources

Mid Oregon Credit Union Opens 7th Branch in Sisters

Mid Oregon Credit Union Opens 7th Branch in Sisters

Our member-owned financial institution headquartered in Bend announced that we have opened our seventh community branch in Sisters conveniently located across the street from the post office at 703 N Larch. Residents in Sisters will have access to a full-service Mid Oregon Credit Union branch that offers many conveniences including a drive-up ATM, free online and mobile banking and a full range of products and services. The Sisters branch is open with hours Monday-Thursday 9-5 p.m. and Friday 9-6 p.m.

“We are excited with this opportunity to offer Mid Oregon Credit Union services to new friends and existing members in Sisters,” said Bill Anderson President/CEO of Mid Oregon Credit Union. “We look forward to serving the residents of Sisters and offering them a friendly place to manage their finances with the products and services they want.”

We have a long history of providing our members with great service, personal banking relationships and many products including Simply Free Checking, debit card with CardNavSM security, auto, truck, and RV loans, Visa, commercial services, business loans and business checking, home loans, savings, insurance, investment and retirement services. Mid Oregon is part of the CO-OP Network and their members have access to more than 30,000 surcharge-free ATMs nationally and over 800,000 worldwide.

We invite the public to come meet the new Sisters staff and open an account. The branch staff includes branch manager Marc Madron and his team Christina Schulz and Madison Gibney. You can visit our website at www.midoregon.com and discover the benefits of being a credit union member.

SISTERS BRANCH

703 N Larch Street, Sisters OR 97759
Telephone: (541) 382-1795
24 Hour Drive-Up ATM
Monday-Thursday: 9am-5pm
Friday: 9am-6pm

 

<a href="https://www.midoregon.com/blog/achieving-dreams/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Achieving Dreams</h2><p style="font-size:0.75em">From buying homes and vehicles, to planning for retirement or college, we can help you get there.</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/RV-with-Family-e1592413441383.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->
<a href="https://www.midoregon.com/blog/good-friends/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Good Friends</h2><!-- [et_pb_line_break_holder] --> <p style="font-size:0.75em">What Mid Oregon and our members are doing in the communities of Central Oregon.</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Free-Family-Saturday-at-the-High-Desert-Museum-e1592413606790.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/meeting-needs/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Meeting Needs</h2><p style="font-size:0.75em">Resources, information and services to help you meet your financial needs <p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Workshop-Madras-2011-e1592413620584.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/connections/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Member Connections</h2><p style="font-size:0.75em">News and member information about and from Mid Oregon Credit Union</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Mid-Oregon-Bend-HQ-Branch-e1592413520255.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/staying-secure/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Staying Secure</h2><p style="font-size:0.75em">Tips and resources to help you recognize risks and prevent potential loss to your finances and identity</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2017/09/Fraud-protection.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->
<a href="https://www.midoregon.com/blog/bottom-line-business-commercial/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">The Bottom Line</h2><p style="font-size:0.75em">Business & Commercial Information</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2016/10/Values-Mission-Vision.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->