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It’s already well into the new year and a fresh year usually brings fresh goals—exercise more, spend less, maybe try a new hobby. But one resolution that deserves a permanent spot on everyone’s list is tightening up your personal cybersecurity. Cyberthreats don’t take holidays, and scammers aren’t slowing down. In fact, they’re getting bolder, trickier, and faster at finding new ways to get into your accounts and steal your money or data.

Have you taken a toll road recently? Well, even if you haven’t, this story is for you. There is a text message going around that anyone who drives on highways or freeways should be on the lookout for and it’s just annoying enough to drive anyone mad. As you can guess, it involves driving (or perhaps not driving) toll roads and the supposed accompanying fees related to them, as well as fake websites, the attempted collection of information, and other phishing flags.

When I was a child, I watched my father balance our checkbook once a month like clockwork. He’d retreat to the little room off the garage he called his “office,” armed with an ancient mechanical calculator. I can still hear the rhythmic tap-tap-tap and the roll-chunk as the machine printed each calculation on a narrow strip of paper. It went on for hours, but at the end of the day, his account book balanced perfectly.

Safely past Thanksgiving, they’re out there waiting. Right now, the scammers are looking to ruin this holiday season of gifting for their own benefit. Here are some common holiday scams and tips on how to thwart them.

Before your next flight, take this crucial step to safeguard your finances.