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When I was a child, I watched my father balance our checkbook once a month like clockwork. He’d retreat to the little room off the garage he called his “office,” armed with an ancient mechanical calculator. I can still hear the rhythmic tap-tap-tap and the roll-chunk as the machine printed each calculation on a narrow strip of paper. It went on for hours, but at the end of the day, his account book balanced perfectly.

Safely past Thanksgiving, they’re out there waiting. Right now, the scammers are looking to ruin this holiday season of gifting for their own benefit. Here are some common holiday scams and tips on how to thwart them.

Before your next flight, take this crucial step to safeguard your finances.