Here in Central Oregon, the summers are not nearly as long as we would like. How many of us try to cram 6 months worth of activity and recreation into three months? At Mid Oregon Credit Union, we know that with increased activity often comes additional spending. Throw in preparing for the new school year- K through 12 or college- and all the other fall kick-off activities and expenses, and the end of summer finances can be a challenge. Do you need to take a breath?

Fortunately, Mid Oregon members who have loans have a way to give themselves some breathing room. Skip-A-Payment is designed to give some relief during those tight-budget months.

Budget Relief Without Additional Borrowing

If your budget is a little tight this back-to school season, get take the pressure off with Skip-A-Payment. Skip your Mid Oregon loan payment for just $25. Get the cash you need without taking out additional loans or cash advances.

Qualified members can skip their loan payment(s) for just $25 per loan skipped. Part of your fee will support local community efforts. Some restrictions apply, so please contact us for complete details. Skip-a-Payment does not include real estate secured loans.

Skip-A-Payment Details

Skip Payment Guidelines:
• You must have made at least six (6) consecutive payments.
• Your loan(s) must be in good standing (and not under a modification agreement).
• Interest will continue to accrue on all skipped payments; your loan term may be extended.
• If you normally make your payments by payroll deduction, the deduction will still be deducted from your paycheck, but it will be deposited back to your regular share account.
• This offer does not include real estate secured loans.
Note: More than two skips on a loan protected by optional Guaranteed Asset Protection (GAP) may result in a reduced GAP claim payout.

To participate in Skip-a-Payment, complete the form available on our website, and return to Mid Oregon in one of the following ways.
• Mail to Mid Oregon Credit Union, PO Box 6749, Bend OR 97708
• Drop it off at the Mid Oregon branch location nearest you
• Or just call us at (541) 382-1795 or (800) 452-3313—we’ll take it from there!

For Loans Not With Mid Oregon

If you have a loan at another lender, and could refinance your loan with Mid Oregon Credit Union and save. Mid Oregon is one of the most popular lenders in Central Oregon, and we commonly refinance auto and RV loans, saving members hundreds or thousands of dollars in interest.

You can look into refinancing your loan from another lender by emailing our loan team, visiting a branch, calling us at (541) 382-1795, or going right to our online loan application. Maybe we can help you save!