The Bottom Line

The Bottom Line

Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.

2019 Mid Oregon Annual Membership Meeting

2019 Mid Oregon Annual Membership Meeting

Jan 10, 2019 | , | 0 Comments

RSVP NOW!

The 62nd Annual Mid Oregon Membership Meeting is almost here!

Date: Saturday February 9, 2019

Time: Doors open 9 am, business meeting starts 9:45 am

Location: Riverhouse Convention Center

Format: Buffet-style breakfast served at 9 am. Business meeting will include elections results, reports from members of the Board of Directors and Supervisory Committee, and will feature an invited guest speaker, Billie McNeely-Johnston, discussing the subject of elder fraud.

Learn about the success and growth of Mid Oregon during the past year. An assortment of raffle prizes will be awarded at the conclusion of the program. Free to members, $18 for non-members. RSVP on Mid Oregon’s website by visiting our sign-up form, or you can visit a branch, call us at (541) 382-1795 or email info@midoregon.com.

Mid Oregon's 50th Anniversary Meeting.
Get Financially Fit in 2019!

Get Financially Fit in 2019!

Jan 2, 2019 | , , | 0 Comments

Rates are heading up—check out our certificate specials and updated savings options! As we flip the calendar over into 2019, many of us are carrying a bit more weight—both literally and financially. If you’ve made the commitment to improving your health, why not get financially fit in 2019, too?

Boost Your Returns

Whether you want to create an emergency fund, save for your dream vacation, or simply build your retirement nest egg, we have updated rates and savings options to boost your returns.

  • Our Saver’s Club Certificate Account helps you put a little bit away every month—perfect for getting a head start on wedding expenses, back-to-school shopping, or even holiday gifts for next year!

Make Saving Fun!

  • Or, if you want to put the fun back into saving, try our Save to Win Account. You’ll be entered to win with every $25 you deposit! Then, you’ll have a chance to win monthly and quarterly prizes, including the $5,000 quarterly grand prize. Mid Oregon members have won more than $5,500 in prizes to date—you could be next!
  • If you’re saving for the long haul, we can also help you find the best Share Certificate for the amount you’re depositing and your time frame—ask about our current specials!

Dealing with High Interest Debt

And if it’s time to shed the weight of that extra holiday debt, consider transferring your high-rate credit card balances to an affordable, nohidden-surprises Mid Oregon VISA Credit Card. You’ll find no balance-transfer fees and a low everyday rate will help those balances shrink even faster!

We’re here to help you. Just visit www.midoregon.com, shoot us a message at info@midoregon.com, or call 541-382-1795. We’ll be glad to connect you to the best savings or loan options to get you financially fit in 2019!

Resolve to Budget, Save and Invest

Resolve to Budget, Save and Invest

Dec 31, 2018 | , , | 0 Comments

Resolve to Budget, Save and Invest in the New Year

January is a good time to take stock of your personal finances. You can make positive changes to your spending and saving habits, whether it’s making a New Year’s resolution to get spending under control, figuring out how to save for a down payment on a house, or analyzing your investment portfolio. Many people, however, don’t know where to start. In the new year, resolve to budget, save and invest.

Where are you now?

Start with a personal assessment. Ask yourself: Do you track where your money goes? Have you identified your spending leaks? Do you have a written spending plan? Do you have an emergency or rainy-day fund? Do you live within your means? Do you have written financial goals?

Know the difference

Many people think that if they don’t overdraw their financial accounts, they’re doing just fine. But that’s not the whole story. Not even close.

Having a plan for different aspects of your life is essential. Consider a plan where you:

  • Budget … for short-term goals.
  • Save … for medium-term goals.
  • Invest … for long-term goals.

Watch Mid Oregon’s one minute video on Setting SMART Financial Goals.

Ask for help

Budgeting, saving, and investing are essential components of financial well-being, and they require different strategies. Your friends at Mid Oregon Credit Union can help you get started. Resolve to budget, save and invest in the new year. Call us today at (541) 382-1795, get started online or visit one of our 7 Central Oregon branches to help you start the New Year on the right financial footing.

<a href="https://www.midoregon.com/blog/achieving-dreams/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Achieving Dreams</h2><p style="font-size:0.75em">From buying homes and vehicles, to planning for retirement or college, we can help you get there.</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/RV-with-Family-e1592413441383.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->
<a href="https://www.midoregon.com/blog/good-friends/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Good Friends</h2><!-- [et_pb_line_break_holder] --> <p style="font-size:0.75em">What Mid Oregon and our members are doing in the communities of Central Oregon.</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Free-Family-Saturday-at-the-High-Desert-Museum-e1592413606790.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/meeting-needs/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Meeting Needs</h2><p style="font-size:0.75em">Resources, information and services to help you meet your financial needs <p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Workshop-Madras-2011-e1592413620584.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/connections/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Member Connections</h2><p style="font-size:0.75em">News and member information about and from Mid Oregon Credit Union</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Mid-Oregon-Bend-HQ-Branch-e1592413520255.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/staying-secure/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Staying Secure</h2><p style="font-size:0.75em">Tips and resources to help you recognize risks and prevent potential loss to your finances and identity</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2017/09/Fraud-protection.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->
<a href="https://www.midoregon.com/blog/bottom-line-business-commercial/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">The Bottom Line</h2><p style="font-size:0.75em">Business & Commercial Information</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2016/10/Values-Mission-Vision.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->