The Bottom Line

The Bottom Line

Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.

Will You “Adopt-A-Bear” for Healthy Beginnings?

Will You “Adopt-A-Bear” for Healthy Beginnings?

Mid Oregon Fundraiser Helps Local Kids Receive Free Health Screenings

Mid Oregon Credit Union encourages the community to stop by a branch and “Adopt-A-Bear” from April 1 through April 19 in support of Healthy Beginnings. As a result, you will help ensure that every preschooler in Central Oregon is healthy and prepared to enter kindergarten ready to learn.

Since 2004, Mid Oregon’s Adopt-A-Bear annual fundraiser has raised more than $25,000 to help support Healthy Beginnings. These efforts provide no-cost health and developmental screenings to preschool children in our communities to remove any barriers to a successful entry into kindergarten. The state has identified universal community screenings as a best practice. These provide consistent, reliable, valid, evidence-based screening for young children. But it provides no state funding for this objective.

Healthy Beginnings Has Served 10,000 Children!

For the past 25 years, Healthy Beginnings has relied on community donations to keep their screenings free for all families who utilize their services. Healthy Beginnings has served more than 10,000 children across three Central Oregon counties as a result. The health screenings are performed by top-level medical, dental, nutritional, and behavioral specialists from the local area. As a result, these screenings provide parents with a thorough assessment of their child’s physical and developmental health.

“So many critical developmental milestones happen in those first five years,” says Diane Murray-Fleck, Executive Director of Healthy Beginnings. “Children can act out because they are suffering from unidentified medical or developmental issues. Our assessments help catch these issues before school starts, and gives parents an additional resource and peace of mind if they have questions about their child’s development.”

How You Can Participate in Adopt-A-Bear

Community residents can “Adopt-A-Bear” at any Mid Oregon Credit Union location through April 19, or by calling 541-382-1795. For information about child screenings go to www.MyHB.org.

About Healthy Beginnings

Healthy Beginnings is a registered 503(c) non-profit organization located in Bend, Oregon, dedicated to ensuring that all local children enter their school life ready to learn, contribute, and thrive. They conduct free, comprehensive health and developmental assessments for children under the age of five using state-of-the-art screening tools and performed by certified volunteer health and behavioral specialists. These free health screenings are available to every child in Deschutes, Crook and Jefferson Counties. You can learn more about Healthy Beginnings at www.myhb.org.

Youth Month 2019-The Future Is Yours

Youth Month 2019-The Future Is Yours

The Future Is Yours: Picture it. Save for it. Share it- Youth Month 2019

Dreaming of our ideal future delights and inspires us. Children, with their fertile imaginations, are particularly good at dreaming. But to make dreams come true, you need to have clear goals and, very likely, save some money to make them happen. Mid Oregon credit union can help you on both counts.

This April, we’re celebrating Youth Month, and the theme is “The Future is Yours: Picture it. Save for it. Share it.” We’re encouraging all members, particularly our youngest, to write down their dreams, create vision boards, and encourage each other. These activities will help lay the groundwork for their future success.

Writing Down Goals Helps Achieve Them!

Putting your dreams and goals down on paper where you can see them every day actually helps you achieve them! Studies were conducted at Dominican University on the science of goal setting. The results revealed that writing down your goals on a regular basis makes you 42% more likely to achieve them than if you don’t record them. They determined that using your imagination (right/creative brain) and writing those plans down (left/logical brain) engages your whole brain, including your subconscious. This makes it easier for you to find and seize opportunities that will help you achieve your goals, as well as keep you motivated.

Help Young Members Start the Habit

Young members who begin a habit of envisioning and recording their goals are more likely to achieve future goals as adults. We hope this year’s Youth Month theme will give our younger members the encouragement they need to start this habit.

At Mid Oregon Credit Union, we enjoy talking to our youth about their dreams and goals. We have the tools- savings and checking accounts– to help them realize those dreams. Check our options online, or bring them by one of our 7 Central Oregon branches, and see for yourselves.

Purchase a Home in Today’s Market

Purchase a Home in Today’s Market

Workshop Helps You Purchase a Home in Today’s Market

Are you ready to purchase a home in today’s market? Are you worried about missing out on low rates? How qualified are you? Get the facts at Mid Oregon’s free workshop, Buying A Home in Today’s Economy. It is scheduled for Tuesday, April 9, 2019 at 6:00 p.m. at Mid Oregon’s East Bend Conference Room.

While shopping for a home is exciting, the home-buying process requires careful planning and preparation. Thinking of buying a home within the next year? This workshop will help you be prepared before you start shopping for that perfect house.

Learn the Key Factors

Presenter Kevin Tucker, Mortgage Advisor with Arbor Mortgage, will walk you through the key factors that go into every home mortgage. He’ll help you understand the process of qualifying for a home loan. You’ll learn how to manage credit issues. Find out about the types of loans that are currently available. You also might not know about some zero-down options. Lastly, you’ll have an opportunity to ask questions and discuss loan options with a professional mortgage advisor before you start shopping.

Location Details

Mid Oregon’s East Bend Conference Room is located at 1386 NE Cushing Drive in Bend. Call 541-382-1795, or email info@midoregon.com to reserve your seat. A light dinner will be available.

Kevin Tucker is a Senior Loan Advisor (NMLS 881486) with Arbor Mortgage Group. (NMLS-91027), 209 NE Greenwood Ave., Suite 100, Bend, OR 97701; 541-323-0422.

<a href="https://www.midoregon.com/blog/achieving-dreams/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Achieving Dreams</h2><p style="font-size:0.75em">From buying homes and vehicles, to planning for retirement or college, we can help you get there.</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/RV-with-Family-e1592413441383.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->
<a href="https://www.midoregon.com/blog/good-friends/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Good Friends</h2><!-- [et_pb_line_break_holder] --> <p style="font-size:0.75em">What Mid Oregon and our members are doing in the communities of Central Oregon.</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Free-Family-Saturday-at-the-High-Desert-Museum-e1592413606790.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/meeting-needs/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Meeting Needs</h2><p style="font-size:0.75em">Resources, information and services to help you meet your financial needs <p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Workshop-Madras-2011-e1592413620584.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/connections/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Member Connections</h2><p style="font-size:0.75em">News and member information about and from Mid Oregon Credit Union</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Mid-Oregon-Bend-HQ-Branch-e1592413520255.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/staying-secure/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Staying Secure</h2><p style="font-size:0.75em">Tips and resources to help you recognize risks and prevent potential loss to your finances and identity</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2017/09/Fraud-protection.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->
<a href="https://www.midoregon.com/blog/bottom-line-business-commercial/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">The Bottom Line</h2><p style="font-size:0.75em">Business & Commercial Information</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2016/10/Values-Mission-Vision.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->