The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.
Message From the CEO: Local at Heart
A lot’s been happening here at Mid Oregon. When I look back at the past few months, one word comes to mind again and again: Local.
Local at Heart: Day of Community Service
For example, our team devoted the Columbus Day federal holiday to a special purpose. We spent the morning together, learning about balancing work and health, the way different generations unite to make a more dynamic and productive workplace, and how the credit union industry has the power to dramatically improve the financial well-being of families and communities.
After lunch, we put those concepts to work, engaging in a variety of service projects. We split into 10 teams and rolled up our sleeves, assisting our partner non-profits with activities ranging from clearing brush and organizing food assistance for veterans’ programs to providing financial literacy education to elementary-age students. With the theme of “head and heart,” our teams used their smarts and “good friends, great service” philosophy to determine what was needed, and do whatever it took to get it done.
Focused On Our Own Communities
A key component was that each team focused on its own community or neighborhood, rather than a one-size-fits-all attitude. We know that our strength lies in getting to know our community, building local relationships, and taking the time to build the best solution for the situation in front of us.
That’s the approach we have for the services we provide to our members, too. Whether it’s providing financing for a new commercial building in Bend or bringing our home loan services in-house to provide you a better variety of options, we’re making it easier to keep your financial business close to home, with people you know and trust.
New Services Ahead
We set ambitious goals for 2019, and we don’t see that slowing down for 2020. We look forward to announcing new services, including a better digital banking platform, Apple and Samsung Pay, and more. All while keeping our local connection strong and vital.
Thank you for choosing Mid Oregon Credit Union.
Bill Anderson
CEO, Mid Oregon Credit Union
Mid Oregon Welcomes New Mortgage Manager
Introducing new in-house home loan services, we welcome our new Mortgage Manager
Mid Oregon Credit Union has hired new Mortgage Manager Matt Mitchell to manage its expanded Home Loans division, enabling its members to apply for and receive conventional mortgage services directly from the credit union, in addition to offering a broader range of home loan options.
“We are thrilled to have Matt on our team,” says Cindy Krickhahn, VP of Lending for Mid Oregon Credit Union. “His background in lending and credit union operations, as well as his leadership skills, will help us increase our offerings to Central Oregon families seeking home loan services.”
Mitchell says, “I am looking forward to helping Central Oregonians with their home-financing needs.”
Expanded Mortgage Services for Members
Since Mitchell’s arrival at Mid Oregon Credit Union, the institution has begun accepting applications for 15- and 30-year conventional mortgages, helping members with financing for new purchases and refinances, including VA loans. Mitchell notes that Mid Oregon will continue partnering with other lenders to offer the widest variety of home loan options, including Bend-based Arbor Mortgage, which served members with dedicated staff at Mid Oregon’s East Bend location until the recent transition.
Arbor Mortgage President Rob Moore says, “We want to thank Mid Oregon CU for their many years of partnership. We feel fortunate to have had the opportunity to work alongside the employees of Mid Oregon over these 11 years (that time sure flew) with first class mortgage solutions. Watching Mid Oregon CU’s growth trajectory since 2008, we knew it was only a matter of time before you would have an in-house mortgage solution back in place. We are happy that time has come, and we wish MOCU continued success.”
Extensive Credit Union Background
Before coming to Mid Oregon, Matt Mitchell served most recently for Firefighters First Credit Union of California, and before that as an executive-level consultant for Arrowhead Credit Union in San Bernardino. He holds a Bachelor of Science degree from Oregon State University and an MBA from Grand Canyon University.
He has lived and worked throughout the western U.S., including Washington, Colorado, Arizona, California, and now back to Central Oregon, where he enjoys skiing and being outdoors with his family and dogs.
Yes—we have a loan for that!
Whether you’re ready to spruce up your home for the holidays or upgrade your vehicle for winter driving, we’re here to help! Yes, we have a loan for that!
A Loan On Your List?
As the seasons change from fall to winter, it seems there’s suddenly so much to do—it can be hard to keep up with the demands on our time and budget. Holiday shopping, family visits, preparing for winter driving season—and that’s just the beginning! Relax, we’ve got you covered. Our experienced loan team can find a great loan and competitive rate for almost anything you have on your list this winter, including:
Auto loans for you—or your business. Whether it’s a new all-wheel drive SUV to keep your family safe this winter, or a new work truck for your business, we can help you find the term, payment, and payment date that works for you. Take up to 60 days to make your first payment and have a little more cash this holiday season!
Equity loans for home improvements. Want to update your kitchen or install new floors before family arrives this holiday season? Get started with a convenient Home Equity Line of Credit to keep your project on track!
Home loans too! Thinking of a new home for the holidays? Our in-house team of mortgage experts has more options than ever to help you purchase your
next home. Or, let us help you refinance your current residence to lower your monthly payment while rates are low!
Apply Online, On the Phone or In Person
It’s easy to get started—just visit www.midoregon.com and go to Apply for a Loan, give us a call at 541-382-1795, or visit your nearest branch.
Already have a loan with Mid Oregon? Maybe you could use a little extra cash for holiday gifts this year? Take a look at our “Skip-A-Payment” program, detailed below.
Simplify Holiday Spending With Skip-A-Payment
Big holiday plans, but not the budget to make them happen? Free up cash for the holidays with our Skip-A-Payment program. Just complete our simple request form and get a little breathing room to enjoy the holiday season.
The fee is just $25 per loan payment skipped. Plus, part of the Skip-a-Payment fee is donated to local nonprofit organizations. Do some good while you’re at it!
Request your loan skip now using the form at www.midoregon.com, or email info@midoregon.com at least seven days before your loan payment is due. (Please see our form for exclusions and guidelines.)