The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.
Preventing Fraud on America’s Busiest Shopping Day
CardNav Web Page Resource
Part 4 of our series highlighting the newest and best features of our recently upgraded website, Preventing Fraud: CardNavSM by CO-OP, is our “Website Wednesday” post this week. Read about our previously highlighted features.
A new tool this holiday shopping season for Mid Oregon Credit Union members is CardNav, a mobile app which allows users to control access and use of their debit cards remotely through their smart phone or tablet. CardNav also allows members to set alert parameters and provides an ongoing log of purchases on the card in real time.
Learning More About CardNav
Mid Oregon’s Debit Card webpage has great new information about CardNav, including features and benefits, buttons linked to appropriate downloads of the app, and a short demonstration video on how CardNav works. Oh, and to download and use the app is free!
CardNav Controls:
- Turn debit card on or off
- Limit locations of card use, including using the phone’s GPS
- Specify the type of transactions in which card can be used, such as online, ATM, etc.
- Specify the types of merchants where card will work, such as restaurants, grocery stores, etc
- Set transaction amount thresholds
CardNav Alerts:
- When transactions occur over a set amount
- When the checking account balance falls below a preset amount
- When transactions are made at specified merchant types
- When transactions are made for specified transaction types
One of CardNav’s major benefits is helping to protect the debit card owner from fraud and ID Theft. The holiday season is a prime time for losses to occur. Get a Mid Oregon checking account with a debit card and download CardNav to get more security and piece of mind today.
Fall Sweeps: Sign up with CardNavSM by CO-OP this fall, enter to win up to $5,000!
Now is the best time to start with CardNav, with the special sweepstakes made available by CO-OP.
Between October 15 and December 20, members who download and register for CardNavSM by CO-OP will automatically be entered into the Fall Sweeps. Then on or around January 20, 2016, one Grand Prize winner will be awarded $5,000, while four others will be awarded $500. Read the Official Rules here.
Website Wednesday- Ten Mid Oregon Website Features:
- TBD
- TBD
- TBD
- Preventing Fraud: CardNav by CO-OP
- Convenience and Accessibility: ATM Locations
- Protect Yourself: Security and Fraud Center
- Tools to Help You Manage Your Finances
- Helping you find the right car at the right price-AutoSmart
- Community Involvement- It’s Who We Are
- Financial Calculators
President’s Message-November 2015
By Bill Anderson, President/CEO
“Wisdom is the reward you get for a lifetime of listening when you’d have preferred to talk”.
-Doug Larsen, United Press
The first week of October, several of our staff and board member Patty Stell participated in the Northwest Credit Union Association (NWCUA) Amplify meeting in Portland. This annual meeting is the most attended event in the Pacific NW by credit unions, volunteers and industry partners. It is the platform for the cumulative efforts of our NW credit unions that features the best of our collaborative and cooperative efforts.
Here are some of the great things we learned in Portland:
- NCUA (National Credit Union Administration) Vice Chair Metzger Outlined his 4 Regulatory Relief Priorities
- Oregon House of Representatives Speaker Tina Kotek shared why she is a “Big Fan” of Credit Unions
- CUNA (Credit Union National Association) CEO Jim Nussle encouraged us to Engage Real People in Advocacy
- NWCUA President Troy Stang calls for 5 Million NW Credit Union Member Advocacy Strategy
- Northwest Credit Unions Raise $250,000 for NW Children’s Hospitals
- Credit Unions and CU Professionals Are Honored for Community Service
- Mid Oregon honored with an award for our community effort, One Class at a Time, that awards grants for sustainable classroom projects
Additionally, we had the opportunity to meet and network with our Regulators, Legislators, Officials and credit union industry peers to address issues and learn more about what is looming in the near future for credit unions.
Some of the topics we learned more about included:
- Technology and Product Innovation
- Legal Updates and Compliance Issues
- Leadership and Talent Retention
- Economic Updates and Forecasts
- Political Outlook
- How to Tell our Story with Impact
- Marijuana and Financial Institution Issues
- How Hackers Operate
- Building Relationships
- The Future of Healthcare
- And the Impact of Credit Union Philosophy in our communities
We are very fortunate that we can connect and collaborate with our other credit union friends in the NW, it is an amazing industry of “People Helping People” that benefits all of our members! A great deal of helpful information in a very short period of time that will help us in our planning process as we look forward to 2016.
Protect Yourself: Security and Fraud Center
Protect Yourself: Security and Fraud Center
Part 6 of our series highlighting the newest and best features of our recently upgraded website, Security and Fraud Center, is our “Website Wednesday” feature this week. Read about our previously highlighted features.
Mid Oregon Credit Union has a web-based resource that will help you educate yourself on the risks and prevention of fraud. In our ever-changing world of technology and money management, you need up-to-date information and resources to protect yourself. From the www.MidOregon.com homepage click on the “Resource” icon in the top navigation bar and select “Security Alerts” to go to the Security and Fraud Center.
Here you can find up-to-date security news, education, and alerts. Stay informed about the latest fraud risks, and more importantly be aware of what you can do to protect yourself from becoming a victim. The page allows you to find relevant information in a variety of ways.
Search by Topic
On the right side of the page section are four topical tabs: News & Alerts, Your Security, Scams & Phishing and Mobile Devices. Clicking on one of the tabs reveals a list of timely articles within that topic. Selecting an article will produce easy to read & informative posts of short to medium length. At the bottom of the article is a section on “Related Topics” if you want to learn more.
Current available articles include “Arming Yourself Against Cyber Attacks”, “Shifu: Cuddly Cartoon Character or Dangerous Trojan”, “Online Banking Credentials are the Top Phishing Target by 300%” and “Phishers Going After PayPal Credentials”.
Watch Video Quick Tips
In the top right of the page section is a “Watch Video Quick Tips” button. Clicking on this will open a 30 second to one minute video on a relevant security topic. You can watch additional short videos by following the “Watch Another Quick Tip Video”. In our fast paced world we often rely on brief packets of information, and video is an interesting way to keep up. Some video topics available include #78 on Fake ATM Awareness and #37 on Email Attachment Risk.
More Education Options
There is a “More Education Options” drop down menu which includes the tabbed topics mentioned above and some additional ones: “Security Education Videos”, “Corporate Account Security”, “Identity Theft Information”, “Test Your Security Knowledge”, “List of Major Breaches’ and “Mid Oregon Resources and Alerts”. Security Education Videos include longer, more in depth pieces to dig deeper into a topic. Under Test Your Security Knowledge are 4 quizzes which will inform you while assessing your knowledge on those topics.
Fraud Alerts
In the space above the other information but below the page description current alerts will be displayed. Today, there are no alerts but checking back periodically will help you know of any right away.
ID Theft Free Workshop Coming Up
On November 19 Mid Oregon will be hosting a free workshop which starts at 6 pm at our East Bend branch called “Identity Theft: Who Has Your Number”. In this workshop find out how we make ourselves vulnerable to identity theft, learn valuable tips on how to protect your Social Security number from fraud, become skilled at spotting phony phishing attacks in your in‐box.
Security and Fraud Center Powered by Stickley on Security
Jim Stickley has stolen credit cards, hacked Social Security numbers, robbed banks, and created fake ATMs. He is an identity thief, but he is no criminal. Fortunately for all victims involved, Stickley is a cyber security expert with over 20 years in the industry who was hired to perform these attacks by corporations testing their security. His job is to find security flaws before the real criminals find them and warn people and organizations about what they can do to protect themselves.
Website Wednesday- Ten Mid Oregon Website Features:
- TBD
- TBD
- TBD
- TBD
- TBD
- Protect Yourself: Security and Fraud Center
- Tools to Help You Manage Your Finances
- Helping you find the right car at the right price-AutoSmart
- Community Involvement- It’s Who We Are
- Financial Calculators