The Bottom Line

The Bottom Line

Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.

Foundation Releases Video About Biz Kid$

Foundation Releases Video About Biz Kid$

Impact of the National Youth Financial Literacy Initiative

The National Credit Union Foundation (the Foundation) has released a new video about Biz Kid$ to showcase the impact of the national youth financial literacy initiative. The video features testimonials from staff who have utilized Biz Kids, as well as highlights of the program and students who have been influenced by program.

This new video – available online at https://youtu.be/_AprPUt1WiM – also spotlights a Biz Kid$ Financial Education grantee, the Cornerstone Credit Union Foundation, who used their grant to fund their Biz Kids Entrepreneur Contest. Every year, the Foundation distributes Biz Kid$ Financial Education Grants, which are used to fund innovative programs that improve the financial education of youth through the use of the Biz Kid$ program.

“Biz Kid$ is a superb example of ‘edutainment,’ where it not only entertains but educates youth in a meaningful way,” said Danielle Brown, Foundation Director of Development and Donor Relations. “As this new video demonstrates, Biz Kids informs, educates, inspires and motivates kids of all ages to learn about money, credit, taxes, business, and becoming young entrepreneurs. More importantly, Biz Kids helps youth discover their passion, see the opportunities around them and take action using real world examples of how simple ideas can change our world.”

Biz Kid$ is designed to engage young people and help them develop life skills in the areas of financial literacy and entrepreneurship. The initiative includes an Emmy award winning television series, free classroom curriculum, outreach activities, and a website targeting kids 9-16 years old. Biz Kids uses the power of television to teach students how to use credit wisely and reinforces the importance of budgeting, saving, and giving back to the community.

About the National Credit Union Foundation (ncuf.coop):

The National Credit Union Foundation (the Foundation) is the charitable arm of the U.S. credit union movement and works as a catalyst to improve people’s financial lives through credit unions. Through Foundation grants and programs, credit unions provide widespread financial education, create greater access to affordable financial services, and empower more consumers to save, build assets, and own homes. Donations to the Foundation enable credit unions to help their members reach life-changing goals and achieve financial freedom.
The National Credit Union Foundation is a 501(c)(3) tax-exempt charitable organization. The Foundation continues to earn the Better Business Bureau seal of approval as an “Accredited Charity” for meeting all 20 BBB Wise Giving Alliance Standards for national charities.
https://www.ncuf.coop/how-we-help/biz-kids/financial-literacy-curriculum.cmsx

Biz Kids Locally:

In 2011 Mid Oregon Credit Union obtained a grant from the Northwest Credit Union Foundation to purchase and distribute Biz Kids DVD sets to all the public Middle Schools in Central Oregon. The 26 episodes, each on a separate DVD, have been used to educate 6-8 graders on money, financial principles, business and entrepreneurship.

Locally Biz Kid$ can be seen on Sunday mornings at 8 am, on KOAB2. The July 3rd episode is “How to Make a Million Bucks!(406)”;  KOAB2 is Bendbroadband OPBPlus (175), Crestview Cable OPBPlus (246);

Visit the Biz Kid$ website

Visit the Biz Kid$ Facebook page

2016 College Graduates-Things to Do With Your Money

2016 College Graduates-Things to Do With Your Money

Welcome Home 2016 College Graduates!

Summer is here, and many 2016 college graduates have come home to Central Oregon. For them, life it different now, with new challenges, opportunities, and the prospects of being totally independent and responsible.

But being a college graduate doesn’t mean an automatically know how on managing money. It may also mean that large student loan payments will soon start coming due.

We found this recent article from Forbes.com that has some specific things a recent- or not so recent- graduate can do to improve their financial well being. Below is an excerpt of the beginning, and we’ve provided the link to finish reading the article written by Samantha Sharf of Forbes.

Mid Oregon has resources available to help on several of the changes grads can make, so after reading the article come and see us to learn how we can help.

11 Things to Do With Your Money in the First Five Years After College Graduation

A lot changes during the years that separate college graduation from five-year reunion. After caps and gowns come first jobs and apartments, then–far too often–bad bosses and roommates, leading to second jobs and apartments. A few years later your Facebook news feed will become a sea of engagement photos, foretelling weekends inundated with weddings. In the meantime, former classmates will become lawyers, doctors, MBAs–and occasionally parents.

Throughout all this you’ll wonder how you became old enough for a lease, for taxes, for a bridesmaid’s dress. You may also ask yourself: How am I going to afford all this? As your life evolves in the early years of adulthood so do your finances, the relationship you have with your money and what you need it to do for you.

If you are at the start of this journey, congratulations. Now is the best opportunity you will have to keep out of financial trouble and develop a solid foundation. But if there is no need to panic if you’ve already got a few working years under your belt, you’re not old yet. Small changes can still go a long way.

Read more at Forbes.com

Preparing for the Stick Horse Race!

Preparing for the Stick Horse Race!

It’s that time of year again. Excitement, fun, and warmer summer weather on the streets of Prineville. And the creation of dozens and dozens of colorful wooden steeds to be used in the Crooked River Roundup Stick Horse Races as kids paint and decorate their horses the day before at Western Daze in Prineville!

Horses and Decorating Materials Provided

This year, on Saturday, 6/25, children will be coming to the Mid Oregon booth at Pioneer Park in Prineville, where the credit union will be providing stick horses and decorating supplies for the Stick Horse Race on Sunday. Starting at 10 am, as long as supplies last, kids will customize their own wooden steed for the race. scheduled to start at approximately 3:00 pm the following day at the Crooked River Roundup Rodeo at the Fairgrounds in Prineville.

The Stick Horse decorating is part of Western Daze, organized each year by Crook County Park & Recreation at Pioneer Park in Prineville. Starting Friday with vendors, live music, dancing, games and prizes, Western Daze culminates on Saturday with the Crooked River Round Up Parade from 9 to 11:30 am, followed by live music, entertainment and more. Visit the Crook County Park & Rec event Facebook Page for details.

Mid Oregon Sponsoring Sunday at the Rodeo

Mid Oregon has been providing the stick horses and decorations with Credit Union staff volunteering for many years. The Stick Horse Race held on 6/26 is part of the Mid Oregon Credit Union sponsored Sunday at the Rodeo, starting at 2 pm, where kids under 18 get in for free. All children under 10 years old are eligible to participate in the Stick Horse Race.

The Crooked River Roundup Rodeo starts Friday night at 7 pm, sponsored by St. Charles Health Care System, continues Saturday at 7 pm, sponsored by Oregonians Credit Union and finishes on Sunday. The first rodeo event, however, is the Crooked River Roundup Cattle Drive on Wednesday 6/22, down 3rd street & Main Street in Prineville, starting at 5 pm. Visit the Crooked River Roundup website or its Facebook page for all the details.

The blank stick horses are free and so are the decorating paints, but they are for kids to compete in the race on Sunday, and quantities are limited. Please come early.

See you at the Park!

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