The Bottom Line

The Bottom Line

Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.

Mid Oregon Credit Union Opens 7th Branch in Sisters

Mid Oregon Credit Union Opens 7th Branch in Sisters

Our member-owned financial institution headquartered in Bend announced that we have opened our seventh community branch in Sisters conveniently located across the street from the post office at 703 N Larch. Residents in Sisters will have access to a full-service Mid Oregon Credit Union branch that offers many conveniences including a drive-up ATM, free online and mobile banking and a full range of products and services. The Sisters branch is open with hours Monday-Thursday 9-5 p.m. and Friday 9-6 p.m.

“We are excited with this opportunity to offer Mid Oregon Credit Union services to new friends and existing members in Sisters,” said Bill Anderson President/CEO of Mid Oregon Credit Union. “We look forward to serving the residents of Sisters and offering them a friendly place to manage their finances with the products and services they want.”

We have a long history of providing our members with great service, personal banking relationships and many products including Simply Free Checking, debit card with CardNavSM security, auto, truck, and RV loans, Visa, commercial services, business loans and business checking, home loans, savings, insurance, investment and retirement services. Mid Oregon is part of the CO-OP Network and their members have access to more than 30,000 surcharge-free ATMs nationally and over 800,000 worldwide.

We invite the public to come meet the new Sisters staff and open an account. The branch staff includes branch manager Marc Madron and his team Christina Schulz and Madison Gibney. You can visit our website at www.midoregon.com and discover the benefits of being a credit union member.

SISTERS BRANCH

703 N Larch Street, Sisters OR 97759
Telephone: (541) 382-1795
24 Hour Drive-Up ATM
Monday-Thursday: 9am-5pm
Friday: 9am-6pm

 

Buying Used Wheels

Buying Used Wheels

Savings and Benefits of Buying Used Wheels

Why consider buying a used car?

Ever wonder why the used-car industry is such a big hit? The price tag attached to a used vehicle is usually several thousand dollars less than for new cars. If you buy a new car, it typically depreciates about 20% in value the minute you drive it off the lot. Consider the savings and benefits of buying used wheels.

Start looking for the right used car by doing some research. Check out websites such as Carfax.com, Edmunds.com, and kbb.com. These sites help you find exactly what you are looking for, including safety rating, vehicle condition, and a vehicle history report.

Other Used Car Benefits

When you’re selecting a used vehicle, keep in mind that insurance companies base insurance premiums on your age, year of the car, make, and how likely you are to get in an accident. In general, the cost of insurance on a used car is lower because the comprehensive and collision costs are usually lower.

Many dealerships offer certification programs that can protect you if any mechanical problems arise after you purchase your vehicle. Be sure to read the fine print of the certification to see what it covers.

Buying a certified used car can add on a significant chunk of money to the price tag but can be money well spent. On the other hand, if you plan to buy a noncertified used car, make sure to have a qualified mechanic inspect it first.

Financing Is Part of the Cost

To find the best deal on financing your used vehicle, make Mid Oregon Credit Union your first stop. Apply online,  email, Call us at (541) 382-1795 or stop in today to learn more about our low auto-loan rates.

Get AutoSmart!

If you need help searching for vehicles locally, one great resource is AutoSmart. AutoSmart is owned by CUDL, the leading provider of indirect lending and point-of-sale services for the credit union industry and creator of the Credit Union Direct Lending (CUDL) program. As a credit union-owned service organization, they develop custom applications, training and marketing programs to help participating credit unions serve their members’ auto buying needs.

A wealth of resources are available to help users find used cars through the AutoSmart website, including:

Used Car Search
Central Oregon Dealer Search
Vehicle Research

Get pre-approved in one of our branches, and the CUDL affiliated dealer can access the pre-approval electronically, and save you time, too.

Celebrating 13 Years of Adopt-a-Bear!

Celebrating 13 Years of Adopt-a-Bear!

Mid Oregon Credit Union is happy to announce their continued support of Healthy Beginnings Adopt-a-Bear campaign. In 2004, Mid Oregon’s CEO, Bill Anderson, and Healthy Beginnings Executive Director, Holly Remer provided a perfect solution to a fundraising dilemma with a creative campaign called “Adopt-a-Bear”. This year, Mid Oregon and Healthy Beginnings are celebrating 13 years of Adopt-a-Bear!

Mid Oregon Members & Staff Adopt-a-Bear!

The colorful “teddy bear” became the vehicle to expand community awareness and provide needed revenue. Mid Oregon Credit Union staff and members “adopt” bears with their donations to Healthy Beginnings and the die-cut bears become the “wallpaper” at all their branches in Bend, Redmond, Madras, Prineville, La Pine and Sisters during the weeks of April 3 through 21, 2017. The campaign efforts have raised more than $22,000 to date.

Healthy Beginnings Provides Preschool Health Screenings

Healthy Beginnings provides no cost health and developmental screenings to preschool children in our communities ensuring they are ready to learn when they enter kindergarten. The state has identified universal community screenings as best practice, providing consistent, reliable, valid, evidence based screening for young children – but there is no state funding.

For the past 23 years, Healthy Beginnings relies on community donations to keep their screenings free for all families who utilize their services. Healthy Beginnings serves nearly 1,000 children and families each year in Bend, Redmond, La Pine, Madras, Prineville, Sisters and Sunriver.

Community residents may make a donation to Healthy Beginnings at any Mid Oregon Credit Union location, or you can call 541-382-1795. For information about child screenings go to www.MyHB.org.

Healthy Beginnings Vision Statement: All young children will have access to health and developmental screenings providing needed referrals, services, education and support to children and their parents so that they enter kindergarten healthy and developmentally prepared to learn.

Healthy Beginnings Mission Statement: Healthy Beginnings provides access to health, education and behavior services for young children and their families.

<a href="https://www.midoregon.com/blog/achieving-dreams/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Achieving Dreams</h2><p style="font-size:0.75em">From buying homes and vehicles, to planning for retirement or college, we can help you get there.</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/RV-with-Family-e1592413441383.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->
<a href="https://www.midoregon.com/blog/good-friends/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Good Friends</h2><!-- [et_pb_line_break_holder] --> <p style="font-size:0.75em">What Mid Oregon and our members are doing in the communities of Central Oregon.</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Free-Family-Saturday-at-the-High-Desert-Museum-e1592413606790.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/meeting-needs/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Meeting Needs</h2><p style="font-size:0.75em">Resources, information and services to help you meet your financial needs <p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Workshop-Madras-2011-e1592413620584.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/connections/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Member Connections</h2><p style="font-size:0.75em">News and member information about and from Mid Oregon Credit Union</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2014/06/Mid-Oregon-Bend-HQ-Branch-e1592413520255.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a>
<a href="https://www.midoregon.com/blog/staying-secure/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">Staying Secure</h2><p style="font-size:0.75em">Tips and resources to help you recognize risks and prevent potential loss to your finances and identity</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2017/09/Fraud-protection.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->
<a href="https://www.midoregon.com/blog/bottom-line-business-commercial/"><!-- [et_pb_line_break_holder] --> <div class="container-image"><!-- [et_pb_line_break_holder] --> <div class="image2" style="text-align:center"><!-- [et_pb_line_break_holder] --> <h2 style="color:white">The Bottom Line</h2><p style="font-size:0.75em">Business & Commercial Information</p><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> <div class="overlay2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <img src="https://blog.midoregon.com/wp-content/uploads/2016/10/Values-Mission-Vision.jpg" alt="Avatar" class="text2"><!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> <!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --> </div><!-- [et_pb_line_break_holder] --></a><!-- [et_pb_line_break_holder] -->