The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.
Make Money Your Own Way
Are you looking for ways to make money and maybe even help your family? Maybe you can make money your own way.
Even though the legal working age in the U.S. is 14, there are ways for you to make money before you first become employed.
Is babysitting the right fit?
Here are some questions to ask yourself before you decide to start babysitting:
* Do you like little kids?
* How did it work out when you took care of younger siblings?
* How do your parents feel about you babysitting?
If you want to babysit, the Red Cross offers a one-day babysitter training course that might be available in your area.
Sell, sell, sell!
If babysitting isn’t your gig, another fun way to make money is by selling your stuff. You can either sell old stuff you don’t want anymore, or make items for people to buy.
Ask your parents if they will help you host a garage sale. You can advertise your garage sale by putting up signs around your neighborhood and asking your parents to post about it on social media.
If you have a talent or hobby such as taking photos, painting, or making jewelry, you could also make money by starting your own business.
Big brain to big bucks
Are you a math whiz or a science pro? You can offer to tutor other kids in the subjects that you are best at.
Create flyers to hang up in different areas of your school district. Make sure to list the topics that you are an expert in.
And much more…
There are many more ways that you can earn money. Here are just a few ideas:
* Start a pet-sitting service.
* Ask your neighbors if they need someone to rake or mow their lawn.
* Get a group of friends together to have a car wash.
Always ask your parents for permission before you start any sort of moneymaking job.
When you make your own money, you help out your family and can always count on being able to afford a movie ticket or a new pair of shoes. No matter how you make money, don’t spend it all in one place!
Shred Your Documents for Free-2017!
Mid Oregon Credit Union has teamed up with Secure Shred, a division of Bend Garbage & Recycling, to help Central Oregonians stay protected from fraud and identity theft. We are offering a safe disposal of sensitive documents on Free Shred Day, April 15, 2017, at four Mid Oregon Credit Union locations:
9:00 a.m. to 11:00 a.m.
Bend Olney Branch – 202 NE Olney Avenue (near Black Bear Diner)
Madras Branch – 395 SE Fifth Street (at Fifth and “F” Streets)
12:00 p.m. to 2:00 p.m.
Redmond Branch – 2625 SW 17th Place (next to Bi-Mart)
Prineville Branch – 305 NE Hickey Farms Road (in front of Bi-Mart)
Free Shred is intended for private residential document shredding only, no commercial or business shredding provided. Personal documents with staples and paper clips are okay.
Shred Your Documents for Free!
“It’s a great opportunity to go through important paperwork such as old bills, tax documents or anything containing your account numbers, signatures or Social Security numbers, and bring the materials down for secure disposal,” said Kyle Frick, Mid Oregon VP Marketing. “It’s a great way to protect against identity theft, it’s open to the public and it’s free.”
Mid Oregon is asking event participants to consider bringing a donation to benefit Healthy Beginnings . A representative will be onsite at event locations to answer questions about their no cost health and developmental screenings for local preschool children.
April is Financial Literacy Month
This article is developed from the High School Financial Planning Program (HSFPP) Blog, dated 4/12/17, written by Kimberly Roy, titled “3 Student-Led Activities for Financial Literacy Month“.
A Brief History of National Financial Literacy Month
Did you know that Financial Literacy Month started as an HSFPP activity? In January 1994 NEFE and the Extension Service of the U.S. Department of Agriculture co-sponsored a national honorary observance to focus attention on youth financial literacy.
The goal of the first Financial Literacy for Youth Month was “to encourage schools to implement educational programs that give teens the financial tools they need to live responsible and rewarding lives” according to the November 1993 NEFE Digest.
NEFE turned the awareness campaign over to the Jump$tart Coalition after its founding in 1995. Jump$tart expanded the observance to all of their partner organizations. In 2004 the U.S. Senate officially recognized April as National Financial Literacy Month and, in 2012, President Obama proclaimed April to be National Financial Capability Month.
Today public, private and nonprofit organizations work together every April to promote educational initiatives and resources for all Americans.
3 Student-Led Activities to Engage Teens
The original intention of Financial Literacy Month was to encourage adults to teach youth about money, but that doesn’t mean we need to continue that model.
As a mother of two very vocal and independent teens, I frequently am reminded that teenagers are very capable of advocating for their own educational needs; their creativity and technical know-how often results in solutions adults would never dream of.
This April we can flip the script and engage teens in applying their own knowledge and unique perspective of personal finance to spread awareness to their communities. Here are three ideas for student-led activities:
- Publish a Finance Article
Challenge your teens to write a personal finance story for their high school or local newspaper. Students might use Money Matters, a resource NEFE provides in partnership with the Radio-Television Digital News Association (RTDNA), to provide journalists with story ideas, reporting examples, coverage strategies, case studies and more. - Students Become Teachers
Empower students with an opportunity to teach younger students, or challenge them to organize an after-school class to teach members of their community about a personal finance topic. - Let Creativity Lead
How might your students use their skills, creativity and new technologies to teach a financial lesson? Would they create an app or a video game, write an educational song, make a video or use animation? Let them design the lesson and come up with a medium to share their educational content beyond the classroom.
Other Financial Literacy Month Resources
Thirty Steps To Financial Wellness- Money Management International
April is the official National Financial Literacy Month; however the experts at Money Management International know that regardless of the day or month of the year you begin, the 30 step path will help you achieve financial wellness. Take the first step today!