The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.
Buying Used Wheels
Savings and Benefits of Buying Used Wheels
Why consider buying a used car?
Ever wonder why the used-car industry is such a big hit? The price tag attached to a used vehicle is usually several thousand dollars less than for new cars. If you buy a new car, it typically depreciates about 20% in value the minute you drive it off the lot. Consider the savings and benefits of buying used wheels.
Start looking for the right used car by doing some research. Check out websites such as Carfax.com, Edmunds.com, and kbb.com. These sites help you find exactly what you are looking for, including safety rating, vehicle condition, and a vehicle history report.
Other Used Car Benefits
When you’re selecting a used vehicle, keep in mind that insurance companies base insurance premiums on your age, year of the car, make, and how likely you are to get in an accident. In general, the cost of insurance on a used car is lower because the comprehensive and collision costs are usually lower.
Many dealerships offer certification programs that can protect you if any mechanical problems arise after you purchase your vehicle. Be sure to read the fine print of the certification to see what it covers.
Buying a certified used car can add on a significant chunk of money to the price tag but can be money well spent. On the other hand, if you plan to buy a noncertified used car, make sure to have a qualified mechanic inspect it first.
Financing Is Part of the Cost
To find the best deal on financing your used vehicle, make Mid Oregon Credit Union your first stop. Apply online, email, Call us at (541) 382-1795 or stop in today to learn more about our low auto-loan rates.
Get AutoSmart!
If you need help searching for vehicles locally, one great resource is AutoSmart. AutoSmart is owned by CUDL, the leading provider of indirect lending and point-of-sale services for the credit union industry and creator of the Credit Union Direct Lending (CUDL) program. As a credit union-owned service organization, they develop custom applications, training and marketing programs to help participating credit unions serve their members’ auto buying needs.
A wealth of resources are available to help users find used cars through the AutoSmart website, including:
Used Car Search
Central Oregon Dealer Search
Vehicle Research
Get pre-approved in one of our branches, and the CUDL affiliated dealer can access the pre-approval electronically, and save you time, too.
Celebrating 13 Years of Adopt-a-Bear!
Mid Oregon Credit Union is happy to announce their continued support of Healthy Beginnings Adopt-a-Bear campaign. In 2004, Mid Oregon’s CEO, Bill Anderson, and Healthy Beginnings Executive Director, Holly Remer provided a perfect solution to a fundraising dilemma with a creative campaign called “Adopt-a-Bear”. This year, Mid Oregon and Healthy Beginnings are celebrating 13 years of Adopt-a-Bear!
Mid Oregon Members & Staff Adopt-a-Bear!
The colorful “teddy bear” became the vehicle to expand community awareness and provide needed revenue. Mid Oregon Credit Union staff and members “adopt” bears with their donations to Healthy Beginnings and the die-cut bears become the “wallpaper” at all their branches in Bend, Redmond, Madras, Prineville, La Pine and Sisters during the weeks of April 3 through 21, 2017. The campaign efforts have raised more than $22,000 to date.
Healthy Beginnings Provides Preschool Health Screenings
Healthy Beginnings provides no cost health and developmental screenings to preschool children in our communities ensuring they are ready to learn when they enter kindergarten. The state has identified universal community screenings as best practice, providing consistent, reliable, valid, evidence based screening for young children – but there is no state funding.
For the past 23 years, Healthy Beginnings relies on community donations to keep their screenings free for all families who utilize their services. Healthy Beginnings serves nearly 1,000 children and families each year in Bend, Redmond, La Pine, Madras, Prineville, Sisters and Sunriver.
Community residents may make a donation to Healthy Beginnings at any Mid Oregon Credit Union location, or you can call 541-382-1795. For information about child screenings go to www.MyHB.org.
Healthy Beginnings Vision Statement: All young children will have access to health and developmental screenings providing needed referrals, services, education and support to children and their parents so that they enter kindergarten healthy and developmentally prepared to learn.
Healthy Beginnings Mission Statement: Healthy Beginnings provides access to health, education and behavior services for young children and their families.
Leading Edge Aviation-Expansion
The Bend Municipal Airport is a very important part of the City of Bend’s economic vitality. When the opportunity came up a few years ago to help one of their major businesses, Leading Edge Aviation, we were excited to be able to help. It was a good fit for us, and they have been proven to be a good partner.
Expansion in 2015 to Redmond’s Roberts Field Municipal Airport
In 2015 Leading Edge expanded to Redmond’s Roberts Field Municipal Airport with their Leading Edge Jet Center. Included are passenger & pilot’s lounges, a flight planning room, conference room, and much more. This newly renovated FBO services facility provides fueling, hangar storage, aircraft maintenance, an avionics shop, aircraft detailing and cleaning, and many other supplemental aircraft and pilot services.
We recently spoke with Marti Fraley, Leading Edge Marketing Manager, who shared about how Mid Oregon helped them with their growth and expansion.
How Mid Oregon Helped Leading Edge
How did Mid Oregon solutions help your business?
Our relationship with Mid Oregon Credit Union has been crucial to our growth. In partnership with Mid Oregon, we were able to open a line of credit and secure financing that allowed us to acquire assets, like additional aircraft for our training facility.
What did you like best about working with Mid Oregon?
By looking at our business as a whole and truly investing in relationship with us, Mid Oregon has provided an extremely positive experience. They have consistently been willing to look at the big picture of what we do, what our values are, and the long term goals we are pursuing before proposing creative ideas of how can continue to grow as a company.
What would you tell a fellow business regarding your experience with Mid Oregon, if they were looking for a recommendation?
We are always recommending Mid Oregon to fellow businesses, community members, and even our own employees, with assurances that the people at Mid Oregon are attentive, knowledgeable, and great to work with. We have always found that Mid Oregon has our best interest at heart, shown by their willingness to spend the time to get to know our business. They always put in a great amount of effort to understand our needs, offering excellent advisement as we continue to move forward.
Brief description of the expansion:
We are currently working closely with the city of Bend, Connect Oregon, and the FAA to do a major expansion of the Northeast side of the Bend Municipal Airport. This expansion will significantly extend our facilities, improve our capabilities and give us more room to grow.
More About Leading Edge Aviation
In 2006, Leading Edge Aviation started helicopter flight training operations at Bend Municipal Airport. Flight volume has increased every year and now represents a large portion of Bend Airport activity. At the Flight School they also train fixed wing aircraft, or airplane, pilots. They offer a program through Central Oregon Community College for students pursuing a degree in Aviation, having a variety of aircraft available, in addition of 2 flight simulators owned by COCC.
Their centrally located FBO, at the Bend Municipal Airport, continues to provide domestic and international customers with quality fuel and services, delivering quick turnaround while maintaining high safety standards. Services include courtesy Cars, restrooms, kitchen, conference room and more. Other services they provide are fueling, aircraft maintenance, airplane, helicopter and part sales, leasing, and charters.
They have charter services available, and a great variety of Central Oregon helicopter tours. Specific tour options include Wine Tasting, Mt. Bachelor Winter Wonderland, Bend City & Lava Lands, Cascade Mt. Ring of Fire, and for this year, the “Helicopter Luxury Champagne Eclipse Basecamp 2017”.
Leading Edge Main Office and Flight Academy
Website: flyleadingedge.com
Address: 63048 Powell Butte Highway, Bend, OR 97701
Phone: (541) 383-8825
Leading Edge Jet Center
Address: 1050 SE Sisters Ave, Redmond, OR 97756
Phone: (541) 504-3848