The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.
The Digital Lemon: How Cybercriminals Are “Spoofing” Dealerships to Sell Cars That Don’t Exist
Our partners at TruStage™ warns of a new fake auto dealer scam, where fraudsters create convincing online dealerships with amazing deals to steal your personal information or money. If you are considering an online vehicle purchase, watch for these red flags to help you spot—and avoid—these scams:
- Prices that seem too good to be true
- Limited or poor-quality vehicle photos
- Mismatched details, typos, or other errors
- Refusal to let you see the vehicle in person before purchase
- High-pressure tactics like “another buyer is interested”
- Dealer won’t provide a physical address
- Suspicious websites: odd URLs, stock photos, missing pages, etc.
And remember, if you’re looking for a vehicle loan, Mid Oregon has great loan rates and an amazing team to help! https://www.midoregon.com/loans/autos.shtml
For more tips on protecting your personal information, visit Mid Oregon’s Security and Fraud Page: https://ow.ly/hjHm50V9XE1
Sneaky Fake Error Pop-Ups Are Spreading Malware Everywhere
It’s the kind of online trick that makes your heart skip a beat. A window pops up on your screen telling you there’s something wrong with your computer or that the website you’re trying to view is corrupted. But what looks like a legitimate warning might actually be a malware trap, and cybercrooks are using it to infect your devices without you realizing it.
Convincing Fake Error Messages
Security experts have discovered a new scam tool being used on compromised websites that shows convincing fake error messages to anyone who lands there. These pop-ups claim that your browser or system is broken, but they offer to help! Conveniently, there’s a big button that promises to “fix” the problem instantly. But the reality of it is that clicking that button doesn’t help; it leads you down the path to installing harmful software instead.
These fake warnings often look convincing, using “broken” text or urgent language to create a panic and urge you into taking quick action. That’s exactly what the attackers are counting on. You see a scary message and act quickly without thinking. The result? Malware may end up on your device, whether it’s a Windows PC, an Android phone, a Mac or any other device. Tricks like this one don’t discriminate.
In this case, it can be alarming, but fortunately, it’s just good old-fashioned scareware.
Everyone is at Risk
The reality is that everyone who uses the internet is a potential target. These deceptive pop-ups can show up on many different websites, even ones you didn’t expect to be dangerous. And they work on all kinds of devices. But let’s not get picky. Most likely, whatever you’re using can be affected.
You can protect yourself by following a few tips:
- Don’t click “fix it” buttons on random pop-ups. Legitimate warnings don’t come from random websites.
- Close the tab or window right away if something looks weird or “broken.”
- Keep your device updated using built-in system settings, not browser messages.
- Install and use good antivirus software and avoid downloading anything you didn’t go out of your way to get. Keep all software updated with he latest security patches and versions.
In the end, slowing down and trusting your instincts can save you from a lot of trouble. When in doubt, walk away and don’t hand over control of your device to a pop-up.
Content provided by Stickley on Security.
For more tips on protecting your personal information, visit Mid Oregon’s Security and Fraud Page: https://ow.ly/hjHm50V9XE1
Message from Kevin Cole, President & CEO
Welcoming 2026: Innovation, Savings, and Expanded Support for Your Financial Journey
As we step into a new year, Mid Oregon remains committed to being your trusted financial partner. Growth is a key objective for us, not just as an organization, but for you, our members. Every initiative we launch is designed to help you navigate your financial journey with confidence and support.
What’s New for You?
Last year, we upgraded our Contact Center technology to improve how we connect with you. This year, we’re taking it even further with an updated member interface that’s faster, more intuitive, and built to make your experience seamless.
You’ll also notice some changes in person! Our Old Mill branch, which opened in 2025, has made banking even more convenient for our Westside members. This year, our East Bend branch is getting a fresh, modern makeover to bring even more convenience and enhanced services to our Eastside community. Plus, we’re updating our website and Digital Banking platform with a new look and improved features, making it easier than ever for you to find what you need and enjoy an even better online experience.
Better Ways to Bank
We’ll soon be launching two exciting new services to make your membership experience even better:
- Zelle® – Send and receive money quickly and securely, straight from your Mid Oregon account.
- Value Plus Checking – Experience a new kind of checking account with features like identity theft restoration, cell phone insurance, and 24/7 roadside assistance. Plus, enjoy discounts on dining, travel, and health services. Turning your everyday banking into real rewards you can enjoy.
Helping You Save More
Your financial well-being is our top priority, and that means helping you keep more of your hard-earned money.
At Mid Oregon, we make it simple to find the best certificate rates—no need to shop around. With our competitive rates and personalized guidance, you can be confident your savings are working harder for you. Here’s to making 2026 a year of growth, opportunity, and financial confidence.
Thank you for trusting us—we’re honored to be your financial partner.