As the year draws to a close, take this moment to celebrate how far you’ve come. Every step—big or small—has shaped your journey through 2025. Did you achieve the financial goals you set? Have you grown in ways that make you proud, personally and professionally? Remember, progress isn’t always measured in numbers; it’s found in resilience, learning, and the courage to keep moving forward.
On the financial side, maybe you strengthened your emergency fund or wiped-out lingering debts—what an incredible accomplishment! And if unexpected expenses or impulsive spending shifted your plans, give yourself grace. Every detour is a chance to learn and grow. Life’s unpredictability doesn’t define your progress—it reveals your resilience.
Before the new year begins, take charge of your financial future with these ten powerful strategies, and tools found in Digital Banking, designed to set you up for success:
Your Year-End Financial Success Checklist
1. Celebrate Your Wins
Sign up for free Credit Savvy in the Digital Banking app and set savings goals. Then acknowledge every financial milestone you achieved this year—big or small. Progress deserves recognition!
2. Revisit Your Goals
Review the goals you set for 2025. Which ones did you crush? Which needs a fresh approach for 2026? If you have already signed up for Credit Savvy, this will be easy to do!
3. Know Your Numbers
Awareness is the first step toward control. Calculate your total income and expenses.
4. Strengthen Your Safety Net
Check your emergency fund. Aim for 3–6 months of living expenses and set up automatic transfers to grow it. You can set up a goal in Credit Savvy that will track your progress for you!
5. Tackle Debt Head-On
List all debts and prioritize paying down high-interest balances. Every payment brings you closer to freedom.
6. Boost Your Future
Maximize retirement contributions if possible. Even small increases today can make a big difference tomorrow. Check out your options with Mid Oregon’s Share and IRA Certificates. And, schedule a free consultation with our investment services at Mid Oregon Wealth Management Retirement and Investment Planning.
7. Protect What Matters
Review insurance coverage—health, life, auto, home—and adjust for any life changes.
8. Align Your Investments
Evaluate your portfolio. Does it match your risk tolerance and goals? Rebalance if needed. Schedule a free consultation with our investment services at Mid Oregon Wealth Management Retirement and Investment Planning.
9. Prepare for Tax Season
Gather documents early and review deductions. Planning now means less stress later.
10. Set Bold New Goals
Define clear, measurable financial goals for 2026. Automate savings and payments to make success effortless.
Regardless of your financial situation, your Mid Oregon team is here to help you every step of the way—please stop by, call, or visit us online at midoregon.com. We also encourage you to stay tuned to future member newsletters, blogs, and workshops for more financial fitness topics.
Pro Tip: Print this checklist or keep it on your phone. Check off each item as you complete it—it’s a powerful way to stay motivated and accountable.