Think you are too smart to be scammed? You may be right, but in these fraud-frenzy times, whether it’s you or a friend or family member—anyone can fall for a scam.
Emails
That “urgent” emails and texts about your account? Emails saying your account’s locked can be scary. But before you click that link, take a deep breath. Financial institutions will never contact you out of the blue like that with such urgency.
Your move: Instead of clicking, call them directly or visit their official website or app to check your account. If there’s a real issue, you’ll see it there.
You’ve Won a Prize!
“You’ve Won!” …but you have to send money to get it. Those messages saying you’ve won a prize but need to pay a “small fee” to claim it? Total scam.
Your move: Just delete it and block the sender. Real prize winnings don’t make you pay upfront.
Random Calls
Suspicious calls asking for your info? Someone calling claiming to be from us (or any financial institution) and asking for your account numbers, passwords, or PIN? Big red flag!
Your move: Just politely hang up. Then, call us directly using the number on your card or our official website. We’ll be able to tell you if we actually contacted you.
Social Media
Weird Link in an email, text or social media? Our fingers and thumbs are quick, but take a second before tapping on links from unknown numbers or sketchy-looking social media posts. They can lead to fake websites designed to steal your info.
Your move: If you’re unsure, don’t click. Go directly to the official website of the company or organization mentioned.
Urgent Requests
Feeling Pressured to Act Fast? Scammers love to create a sense of urgency so you don’t have time to think. If someone’s pushing you to make a decision or send money right now or face bad consequences, that’s a major warning sign.
Your move: Take a step back and don’t fall for the scam. Legitimate requests will give you time to consider.
Education is your best defense against fraud. To learn more about protecting your personal information and finances, visit Mid Oregon’s Security and Fraud Page.