The start of a new year is the perfect time to give your finances a checkup. Just like we prioritize our physical health, investing time in your financial well-being can set the stage for a successful year ahead.
A strong financial plan provides clarity and helps you measure progress. Take a moment to review last year’s goals—what worked well, and what needs a tweak? Here are a few tips to jumpstart your financial health in 2026:
Set a Savings Goal
Define a clear savings target to keep yourself on track. Mid Oregon’s Saver’s Club is a great way to build toward your goals. Automate deposits and contribute regularly—even small amounts add up over time. With Digital Banking’s My Credit Score tool, you can set goals, track your progress and celebrate your milestones along the way.
Track Your Spending Habits
Understanding how you spend your money is the first step toward making smarter financial decisions. Mid Oregon’s Digital Banking offers helpful tools to guide you. With features like Financial Checkup, you can review your financial health, track your progress, and make informed choices with confidence.
Know Your Credit Score
Your credit score matters more than ever. With My Credit Score, you can access your score anytime, anywhere, along with key insights from your credit report. Working toward improving your score is easy with the Simulator tool and Recommended Actions. The DTI (Debt-to-Income) feature will help you better understand your financial health through the lens of your DTI ratio. This is a FREE service offered to Mid Oregon members that can help you achieve strong financial health in 2026.
Expand Your Financial Knowledge
Learn more about budgeting, investing, and managing debt wisely. Explore helpful articles on Mid Oregon’s blog and join our Financial Workshops throughout the year to boost your financial confidence.
By taking proactive steps now, you’ll enter 2026 feeling empowered and ready to achieve your goals. No matter where you are on your financial journey, your Mid Oregon team is here to help—stop by, call, or visit us at midoregon.com.