Meeting Needs
Resources, information and services to help you meet your financial needs.

A Big Ratio
By Chris O’Shea* The Ins and Outs of Credit Utilization Ratio One of the biggest factors impacting your credit score is the credit utilization ratio. This is your total credit used divided by the total credit available to you. Your best strategy when dealing with this...

Accounts Drained By Zelle Smishing Scam
From time to time, scammers come up with a new tactic using new technology, new events, or whatever they can to continue tricking us into giving up our personal or confidential information. Over the past few years and with the increasing use of texting and SMS...

The Friendlier Skies
Why now is the time to use airline miles By Chris O’Shea* The recent pandemic lull has seemingly come at an opportune moment: Right in time for summer vacations. If you’re considering flying to your summer destination and you’re sitting on airline miles, you’re in...