The Bottom Line
Small business is important to Central Oregon, and to Mid Oregon. Find tips and resources for business, and information about Mid Oregon’s commercial services and business members.
Convenience and Accessibility: Mid Oregon ATM Locations
Mid Oregon’s ATM locations Web Page
Part 5 of our series highlighting the newest and best features of our recently upgraded website, Convenience and Accessibility: Mid Oregon ATM Locations, is our “Website Wednesday” post this week. Read about our previously highlighted features.
Did you know Mid Oregon Credit Union debit card holders have access to 38 ATMs (Automated Teller Machines) surcharge free in Central Oregon, and over 30,000 around the United States? Did you know that 9,000 of those ATMs accept deposits? If you didn’t, then www.MidOregon.com‘s webpage on ATM Locations will provide you with what you need to know.
The ATM Network
Mid Oregon is a participant in the CO-OP ATM network, which opens up tens of thousands of ATMs nationwide…all surcharge free for our members with debit cards. CO-OP is an organization that works behind the scenes to support credit unions by bringing them the latest financial services technology. Even though most will not have the name “Mid Oregon Credit Union”, these ATMs can be used to get cash in almost any city in the U.S. Most credit unions are participants in this network, including all those with offices in Central Oregon.
You might be surprised which other ATMs are part of the network. Some, like 7-Eleven stores, can be found across the country. Other locations may be in all retail locations in one area but not another. For example, ATMs in Rite Aid stores in Central Oregon are all part of the CO-OP network, but may not be in other places. That is why our web page offers convenient ways to find out, no matter where you are.
Using the Web Page
Mid Oregon’s ATM Locations page is simple and easy to navigate. Along with some general information about the ATM network, it offers two ways to find an ATM near where you are or will be going:
- Find an ATM. Simply enter the zip code where you hope to find an ATM and click find, and you will be directed to a page which shows ATM locations within a 25 mile radius of the zip code. It will show location name, address and a map of the area, including a satellite view if desired. By using the available generated links you can use Google Maps to easily obtain directions, or send the information to an email address or to your phone via text. Once on the ATM locator page, you have additional search options: by street address, city and state, find using advanced details, and more. You can also widen your search radius criteria, or search for an entire state. For example, an Oregon search returns 658 available network ATMs.
- Smartphone ATM Locator Apps. You can download the CO-OP Network ATM Locator to your smart phone. By clicking on the appropriate button, you can access Android or Apple Apps. You can also download directly on your phone by searching for CO-OP ATM in the Google Play Store or the Apple App store. These apps come in very handy during vacations, business travel or visiting family during the holiday season.
Central Oregon CO-OP ATMs
To give you an idea of the breadth of the locally available ATMs for Mid Oregon members, here is what a search revealed for local communities:
- Bend: 18 locations, including 7-Eleven stores, Rite Aid, and Costco.
- La Pine: 2 locations, including Shop Smart and Rays Food Place
- Madras: 3 ATMs, including Warm Springs Tribal Credit
- Prineville: 6 ATMs, including 7-Eleven, Rite Aid and Ray’s Food Place
- Redmond: 10 locations, including Rite Aid and 7-Eleven.
- Sisters: One ATM at Ray’s Food Place
Preventing Fraud on America’s Busiest Shopping Day
CardNav Web Page Resource
Part 4 of our series highlighting the newest and best features of our recently upgraded website, Preventing Fraud: CardNavSM by CO-OP, is our “Website Wednesday” post this week. Read about our previously highlighted features.
A new tool this holiday shopping season for Mid Oregon Credit Union members is CardNav, a mobile app which allows users to control access and use of their debit cards remotely through their smart phone or tablet. CardNav also allows members to set alert parameters and provides an ongoing log of purchases on the card in real time.
Learning More About CardNav
Mid Oregon’s Debit Card webpage has great new information about CardNav, including features and benefits, buttons linked to appropriate downloads of the app, and a short demonstration video on how CardNav works. Oh, and to download and use the app is free!
CardNav Controls:
- Turn debit card on or off
- Limit locations of card use, including using the phone’s GPS
- Specify the type of transactions in which card can be used, such as online, ATM, etc.
- Specify the types of merchants where card will work, such as restaurants, grocery stores, etc
- Set transaction amount thresholds
CardNav Alerts:
- When transactions occur over a set amount
- When the checking account balance falls below a preset amount
- When transactions are made at specified merchant types
- When transactions are made for specified transaction types
One of CardNav’s major benefits is helping to protect the debit card owner from fraud and ID Theft. The holiday season is a prime time for losses to occur. Get a Mid Oregon checking account with a debit card and download CardNav to get more security and piece of mind today.
Fall Sweeps: Sign up with CardNavSM by CO-OP this fall, enter to win up to $5,000!
Now is the best time to start with CardNav, with the special sweepstakes made available by CO-OP.
Between October 15 and December 20, members who download and register for CardNavSM by CO-OP will automatically be entered into the Fall Sweeps. Then on or around January 20, 2016, one Grand Prize winner will be awarded $5,000, while four others will be awarded $500. Read the Official Rules here.
Website Wednesday- Ten Mid Oregon Website Features:
- TBD
- TBD
- TBD
- Preventing Fraud: CardNav by CO-OP
- Convenience and Accessibility: ATM Locations
- Protect Yourself: Security and Fraud Center
- Tools to Help You Manage Your Finances
- Helping you find the right car at the right price-AutoSmart
- Community Involvement- It’s Who We Are
- Financial Calculators
President’s Message-November 2015
By Bill Anderson, President/CEO
“Wisdom is the reward you get for a lifetime of listening when you’d have preferred to talk”.
-Doug Larsen, United Press
The first week of October, several of our staff and board member Patty Stell participated in the Northwest Credit Union Association (NWCUA) Amplify meeting in Portland. This annual meeting is the most attended event in the Pacific NW by credit unions, volunteers and industry partners. It is the platform for the cumulative efforts of our NW credit unions that features the best of our collaborative and cooperative efforts.
Here are some of the great things we learned in Portland:
- NCUA (National Credit Union Administration) Vice Chair Metzger Outlined his 4 Regulatory Relief Priorities
- Oregon House of Representatives Speaker Tina Kotek shared why she is a “Big Fan” of Credit Unions
- CUNA (Credit Union National Association) CEO Jim Nussle encouraged us to Engage Real People in Advocacy
- NWCUA President Troy Stang calls for 5 Million NW Credit Union Member Advocacy Strategy
- Northwest Credit Unions Raise $250,000 for NW Children’s Hospitals
- Credit Unions and CU Professionals Are Honored for Community Service
- Mid Oregon honored with an award for our community effort, One Class at a Time, that awards grants for sustainable classroom projects
Additionally, we had the opportunity to meet and network with our Regulators, Legislators, Officials and credit union industry peers to address issues and learn more about what is looming in the near future for credit unions.
Some of the topics we learned more about included:
- Technology and Product Innovation
- Legal Updates and Compliance Issues
- Leadership and Talent Retention
- Economic Updates and Forecasts
- Political Outlook
- How to Tell our Story with Impact
- Marijuana and Financial Institution Issues
- How Hackers Operate
- Building Relationships
- The Future of Healthcare
- And the Impact of Credit Union Philosophy in our communities
We are very fortunate that we can connect and collaborate with our other credit union friends in the NW, it is an amazing industry of “People Helping People” that benefits all of our members! A great deal of helpful information in a very short period of time that will help us in our planning process as we look forward to 2016.